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Ian Smith
Ian Smith

I'm Ian Smith, VP of Lending at Rate, based in Charlotte. I help real estate agents close more deals and buyers understand exactly what's happening with rates, one Weekly Wrap at a time.

The Weekly Wrap | Warsh Talks Tough & the Big Appraisal Overhaul

Aug 28, 2026

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2 min read

The Weekly Wrap | Warsh Talks Tough & the Big Appraisal Overhaul

Ian Smith
Ian Smith
The Weekly Wrap | Fund the Fixer-Upper, and Why the Rate Dip Won't Last

Aug 21, 2026

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2 min read

The Weekly Wrap | Fund the Fixer-Upper, and Why the Rate Dip Won't Last

Ian Smith
Ian Smith
The Weekly Wrap | Inflation Cools, Rates Dip, & AI Tools for Agents

Aug 14, 2026

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2 min read

The Weekly Wrap | Inflation Cools, Rates Dip, & AI Tools for Agents

Ian Smith
Ian Smith
The Weekly Wrap | Rates Rally on a Soft Jobs Report, and Moving Rate-Locked Sellers

Aug 7, 2026

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3 min read

The Weekly Wrap | Rates Rally on a Soft Jobs Report, and Moving Rate-Locked Sellers

Ian Smith
Ian Smith
The Weekly Wrap | A Loan With No Mortgage Insurance, and the Pre-Approval Checklist

Jul 31, 2026

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3 min read

The Weekly Wrap | A Loan With No Mortgage Insurance, and the Pre-Approval Checklist

Ian Smith
Ian Smith
The Weekly Wrap | Rates Climb, Plus Buydowns Versus Price Cuts

Jul 24, 2026

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3 min read

The Weekly Wrap | Rates Climb, Plus Buydowns Versus Price Cuts

Ian Smith
Ian Smith
The Weekly Wrap | Inflation Cooled Twice, and the Loans That Pay for the Renovation

Jul 17, 2026

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2 min read

The Weekly Wrap | Inflation Cooled Twice, and the Loans That Pay for the Renovation

Ian Smith
Ian Smith
The Weekly Wrap | Rates Up on Oil, & the 30-Day Credit Score Playbook

Jul 10, 2026

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2 min read

The Weekly Wrap | Rates Up on Oil, & the 30-Day Credit Score Playbook

Ian Smith
Ian Smith
The Weekly Wrap | A Soft Jobs Report, Lower Rates & Tuesday's Self-Employed Playbook

Jul 3, 2026

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2 min read

The Weekly Wrap | A Soft Jobs Report, Lower Rates & Tuesday's Self-Employed Playbook

Ian Smith
Ian Smith
The Weekly Wrap | Rates Edge Up to 6.49%, Plus a Look Inside the Client Experience

Jun 26, 2026

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2 min read

The Weekly Wrap | Rates Edge Up to 6.49%, Plus a Look Inside the Client Experience

Ian Smith
Ian Smith
The Weekly Wrap | Rates Ease as Iran Ceasefire Outweighs a Hawkish Fed

Jun 19, 2026

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2 min read

The Weekly Wrap | Rates Ease as Iran Ceasefire Outweighs a Hawkish Fed

Ian Smith
Ian Smith
The Weekly Wrap | Hot Jobs Pushed Rates Up, Plus FHA & VA Appraisals

Jun 12, 2026

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2 min read

The Weekly Wrap | Hot Jobs Pushed Rates Up, Plus FHA & VA Appraisals

Ian Smith
Ian Smith
The Weekly Wrap | Free Marketing That Moves Your Listings. Plus This Week's Rate Story.

Jun 5, 2026

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2 min read

The Weekly Wrap | Free Marketing That Moves Your Listings. Plus This Week's Rate Story.

Ian Smith
Ian Smith
The Weekly Wrap | Oil ran the week, plus the silent deal-killer in every closing

May 29, 2026

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2 min read

The Weekly Wrap | Oil ran the week, plus the silent deal-killer in every closing

Ian Smith
Ian Smith
 The Weekly Wrap | A Wild Week in the Bond Market. Plus: VA Loans, Explained

May 22, 2026

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2 min read

The Weekly Wrap | A Wild Week in the Bond Market. Plus: VA Loans, Explained

Ian Smith
Ian Smith
The Weekly Wrap | Two Condos. One Closing Date

May 18, 2026

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2 min read

The Weekly Wrap | Two Condos. One Closing Date

Ian Smith
Ian Smith
The Weekly Wrap | Rates Had a Wild Week — and Tom Sheridan Is Joining Me Tuesday

May 8, 2026

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8 min read

The Weekly Wrap | Rates Had a Wild Week — and Tom Sheridan Is Joining Me Tuesday

Ian Smith
Ian Smith
The Weekly Wrap | Higher for Longer. Plus — Appraisals, Seller Credits, and Tuesday at Noon

May 1, 2026

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15 min read

The Weekly Wrap | Higher for Longer. Plus — Appraisals, Seller Credits, and Tuesday at Noon

Ian Smith
Ian Smith

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